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Honours Bachelor of Commerce - Financial Services Management

Available: Fall, Winter

Program Description

Toronto is the leading Canadian financial services centre. With more than 251,000 people working in the sector, it is also the second largest North American financial hub after New York. More than 80 per cent of the work force has postsecondary accreditation in addition to industry-specific designations.

This 4-year Honours degree provides you with specialized skills for the banking and insurance sectors. Developed with input from experts in these areas, it focuses your studies on all aspects of financial services including roles on fintech project teams providing product, regulatory, and client service expertise. You’ll have the benefit of a co-op work term, allowing you to gain valuable experience on the job and a chance to build a network of contacts ahead of graduation. The Financial Services Management degree prepares you for more designations and certifications than any other college financial services program.  


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8 Semesters (4 Years)

Credential Awarded

Honours Bachelor Degree

Your Career

As a graduate with an FSM degree, you’ll be prepared to enter the rapidly growing financial services sector which includes banking, insurance, wealth management, financial planning, fintech and regulatory administration.

Work-Integrated Learning

Mandatory Degree Co-op

A work experience that includes at least one term in a formal work environment.  In most cases the work term(s) is a paid position that is completed between two academic semesters and requires a minimum of 420 hours of work. Students must be in good standing and meet all identified requirements prior to participating in the work experience. The successful completion of the co-op work term(s) is required for graduation. Eligibility for participation does not guarantee that a work position will be secured. Additional fees are required for those participating in the mandatory co-op stream regardless of success in securing a work position.

Work-Integrated Learning Model
  Fall Winter Summer
Year 1 Semester 1 Semester 2 Vacation
Year 1 ------ Semester 1 Semester 2
Year 2 Semester 3 Semester 4 Vacation
Year 3 Semester 5 Semester 6 Work Term
Year 4 Semester 7 Semester 8  

You will start a rewarding career with many advancement opportunities, for example, as a customer service representative, a financial adviser, a life insurance underwriter or a financial services representative. In a short while you may move to positions such as credit analyst, assistant branch manger, account manager or personal banking manager.

Professional Certification

You'll have the opportunity to earn credits toward three industry designations:

  • Personal Financial Planner (PFP) granted by the Canadian Securities Institute (CSI). Graduates will reach the halfway point of this designation and be eligible to receive the Certificate in Financial Services Advice (CFSA).
  • Certified Financial Planner (CFP) granted by Financial Planning Standards Council (FPSC). Graduates will be eligible to challenge the Financial Planning Examination 1 (FPE1).
  • Fellow, Life Management Institute (FLMI) granted by Life Office Management Association (LOMA).

You'll also have the opportunity to earn the following industry licenses/credits:

  • CSC – Canadian Securities Course (mutual fund and securities licensing)
  • CPH – Conduct and Practices Handbook (licensing course)
  • IFC – Investment Funds in Canada (mutual fund license)
  • LLQP – Life License Qualification Program (insurance license)

There is an additional cost for certification courses that are included as part of the program curriculum.

For Programs within the School of Accounting and Financial Services, the CPA policy of a ten-year course currency of education is applied as part of the Seneca Life of a Credit (academic policy), and credits completed more than 10 years prior to an application for transfer credit or equivalency will not be considered.

Related Careers


Admission Requirements

Program Eligibility

Ontario Secondary School Diploma (OSSD) or equivalent including six Grade 12 (U) or (M) courses with a minimum overall average of 65%, or a mature applicant (21 years or older and has been out of high school for a minimum of two years). Mature applicants should disclose all previous postsecondary transcripts which may be used for admission decisions.

Required courses - minimum final grade of 65% in each:

  • English: Grade 12 ENG 4 (U)
  • Mathematics: any Grade 12 (U)

Applicants must meet Seneca English Proficiency requirements for degree programs.

Program Costs

Choose academic year:

Tuition – Domestic


Tuition – International


Book & Supply Costs


Please note: All costs are approximate, may vary by campus and are subject to change at any time without notice. Parking, locker and some mandatory incidental fees are among the charges not included in the figures above.

Program Details

The Degree and Credit Transfer Office provides a number of services for students continuing their education at Seneca, and for graduating students considering degree transfer options.

Through transfer agreements and institution partnerships, graduates of this Seneca College program may be eligible for credit at various post-secondary institutions. Please refer to the Degree Transfer Guide for more information.

Transfer Credit may be granted for courses deemed equivalent to courses at Seneca that have been completed at recognized postsecondary institutions. Additional information is available online.

Please take a few moments to view Important Academic Dates for your relevant term.

Also see: English and Liberal Studies requirements.

Please select the curriculum from the Academic Year in which you started (or will be starting) your studies. An Academic Year begins in September and ends in August of the following year.

Also see: English and General Education requirements.

Seneca has been granted a consent by the Minister of Training, Colleges and Universities to offer this degree for a five-year term starting January 28, 2014. In conformity with the Minister's criteria and requirements, Seneca will submit an application for the renewal of the consent for this program 12 months prior to the expiration of the consent. Seneca shall ensure that all students admitted to the above-named program during the period of consent will have the opportunity to complete the program within a reasonable time frame.


Need to know more about your application and/or the application process? Reach out to our admissions advisors for assistance.

416.491.5050 ext. 22840 [email protected]
416.491.5050 ext. 22364 [email protected]

Student Recruitment

Have questions about Seneca’s campuses, financial aid, student supports and more? Connect with one of our student recruiters for more information or to book a campus tour.

[email protected]
416.491.5050 ext. 22608
[email protected]
Additional Contacts
Financial Aid & Awards

Program Coordinator

Ryan Laverty 416.491.5050 ext. 26502 [email protected]

Program Chair

Karen Murkar 416.491.5050 ext. 22337 [email protected]


Barbara, a graduate of Seneca's Honours Bachelor of Commerce - Financial Services Management program, talks about leaving university to come to Seneca and her time at the College and how it launched her career in financial services. Video

Why Choose Seneca?

Passionate, expert faculty from a range of professions

Real-world learning experiences through paid and non-paid work opportunities

Curriculums developed in collaboration with industry advisory committees

A variety of credentials offered from certificates, diplomas, degrees, and graduate certificates

Opportunities to pathway to higher level credentials at Seneca and other universities in our transfer partnership network

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